Privacy Policy

Effective Date: May 31, 2026
Last Updated: May 31, 2026

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mainUSD (“we,” “us,” or “our”), a service operated by SquareFi Inc., is committed to safeguarding your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website(s), products, services, applications, and the mainUSD stablecoin (the “Services”). By using our Services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

a. Information You Provide

Account & Identity Details: When creating an account, completing identity verification, or contacting us, we may collect your name, email address, phone number, postal address, date of birth, and payment details.
Verification Information: To comply with applicable law (including the Bank Secrecy Act and anti-money laundering, KYC, and sanctions-screening requirements), we may collect government-issued identification, a photograph, and other identifying documents and information.
Communications: Any messages or feedback you send us, including through email or customer support.

b. Information We Collect Automatically

Usage Data: Information about your interactions with our Services, including IP addresses, device information, browser type, and pages visited.
Cookies: We use cookies and similar technologies to enhance your experience, analyze usage, and provide relevant content.
On-chain Data: Transactions involving USDM are recorded on public blockchains. Blockchain addresses and transaction data are publicly available and are not controlled by us.

c. Information from Third Parties

Connected Accounts: If you log in or connect through a third-party service (e.g., Google or a Web3 wallet), we may collect limited data shared by the service based on your settings.
Service Providers & Issuer: We receive information from the stablecoin issuer (Brale Inc.), payment providers, identity-verification vendors, and other service providers used to deliver the Services.

2. How We Use Your Information

We use the information collected to:

Provide Services: Process transactions, mint and redeem USDM, manage accounts, and deliver customer support.
Verify & Comply: Verify your identity and comply with applicable laws, including AML, KYC, and sanctions-screening obligations.
Improve Services: Enhance functionality, analyze user behavior, and optimize performance.
Communicate: Send important updates, security alerts, or promotional materials (you can opt out of non-essential communications).
Ensure Security: Detect and mitigate fraud, unauthorized access, and other financial crime.

3. Sharing Your Information

We do not sell your personal information. We may share your data in the following cases:

Service Providers & Issuer: Trusted vendors who perform functions on our behalf, including the stablecoin issuer (Brale Inc.), payment providers (such as Dwolla, Inc. and Stripe, Inc.), hosting, analytics, and identity-verification providers. Your use of certain payment functionality may require you to agree to, and may be subject to, the terms and privacy policies of those providers.
Legal Requirements: To comply with laws, regulations, sanctions programs, subpoenas, legal process, or governmental requests.
Business Transfers: In connection with a merger, acquisition, financing, or sale of assets, your information may be transferred to the relevant entity.

4. Your Privacy Rights

If you are located in the United States, you may have specific rights regarding your personal information. Our handling of certain financial information is also governed by the Gramm-Leach-Bliley Act and its implementing regulations.

Access and Correction: Request access to or correction of your personal data.
Deletion: Request the deletion of your information, subject to legal and regulatory retention obligations.
Opt-Out: Adjust preferences for communications or tracking technologies.

To exercise your rights, contact us at legal@mainusd.io.

5. Data Retention

We retain personal data as long as necessary to provide the Services, comply with legal and regulatory obligations (including recordkeeping requirements that may apply to financial institutions), or resolve disputes. We may retain and continue to process information after account closure where we reasonably believe it is necessary to comply with applicable law.

6. Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. Despite our efforts, no system can be completely secure, and we cannot guarantee absolute security.

7. Children’s Privacy

Our Services are not intended for children under 13 years old. We do not knowingly collect personal data from children. Use of the Services additionally requires you to be at least 18 years old (or the legal age in your jurisdiction).

8. International Data Transfers

If you access our Services from outside the United States, your information may be transferred to and processed in the U.S., which may have different data protection laws than your country.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be reflected on this page, and we may provide additional notice if the changes are significant. The “Last updated” date will indicate the most recent revisions.

10. Contact Us

For any privacy-related inquiries, please contact us:

2093 Philadelphia Pike #2383, Claymont, DE 19703, USA

Support: support@mainusd.io
Legal: legal@mainusd.io
General: info@mainusd.io